TTAM LTD (Tax Trust & Accounting Management): Your Partner for Financial Confidence

Our Services:
Comprehensive Financial Partnership

From Daily Bookkeeping to Strategic Growth Planning

At TTAM Ltd., we don't just tick compliance boxes—we build a complete financial foundation
that gives you clarity, control, and confidence. Our services are structured around four
dedicated pillars to support every aspect of your financial life.

 

Establishing Financial Control (Daily Operations)

Computerised & Integrated Accounting Systems

Moving your accounts to a secure, cloud-based platform (Xero, QuickBooks, Sage) is the essential foundation for modern business. We manage the entire migration, customising your Chart of Accounts and integrating the software directly with your bank, sales platforms, and payroll.

The Benefit to You: This delivers real-time financial clarity and eliminates manual errors. You gain a secure, paperless system that ensures data accuracy, freeing you from tedious administration so you can focus on core business tasks.

Daily Bookkeeping & Data Entry

This is the meticulous, consistent recording and categorisation of every financial movement—from sales invoices and expense receipts to supplier payments. We handle the day-to-day transaction processing for you.

The Benefit to You: This establishes absolute financial accuracy and compliance. Your records are reliable for HMRC and provide a solid, trustworthy foundation for all future strategic decision-making and performance reporting.

Bank Reconciliation

Regular bank reconciliation is the critical process of matching every recorded transaction in your software against your actual bank statements. This ensures every penny is accounted for and quickly flags any discrepancies, missing payments, or potential signs of fraud.

The Benefit to You: This provides complete financial control and peace of mind. You are guaranteed that your internal records match external reality, protecting your business from errors and unexpected cash flow surprises

Year-End & Strategic Financial Reporting

Accounts Preparation (Sole Traders & Partnerships)

For these structures, annual accounts preparation is necessary to ensure your financial summary is accurate and compliant before personal tax filing. We meticulously review your records to calculate your true profit.

The Benefit to You: This results in maximized earnings and simplicity, ensuring you correctly calculate your profit for personal tax while relieving you of the complex year-end calculations and administrative burden.

Preparation of Statutory Accounts (Limited Companies)

For Limited Companies, we prepare your full set of formal financial statements, ensuring strict adherence to the Companies Act and UK accounting standards. These are filed with both Companies House and HMRC.

The Benefit to You: This ensures legal compliance and credibility, helping you avoid severe penalties for late or incorrect filing while boosting your company's standing with lenders, banks, and key stakeholders.

Preparation of Statutory Accounts (Limited Companies)

For Limited Companies, we prepare your full set of formal financial statements, ensuring strict adherence to the Companies Act and UK accounting standards. These are filed with both Companies House and HMRC.

The Benefit to You: This ensures legal compliance and credibility, helping you avoid severe penalties for late or incorrect filing while boosting your company's standing with lenders, banks, and key stakeholders.

Budgeting & Forecasting

This is a proactive, strategic service where we collaborate to create detailed financial projections and cash flow models for the future. By analysing historical data and market trends, we help you stress-test different scenarios.

The Benefit to You: This gives you strategic planning power, allowing you to anticipate future financial challenges and opportunities, ensuring stable cash flow and enabling you to make smart, data-driven investment decisions to fuel growth.

Proactive Tax Planning & Compliance

Personal Income Tax (Self-Assessment)

We prepare and accurately file your annual personal tax return (SA100) with HMRC, meticulously covering all sources of income, whether from employment, self-employment, property, or investments.

The Benefit to You: This provides complete peace of mind, ensuring correct tax calculation, claiming all eligible reliefs and expenses to minimise your tax bill, and removing the stress of compliance.

Value Added Tax (VAT) Services & MTD Compliance

We fully manage this complex area of tax, including advising on the correct scheme, assisting with registration, and meticulously preparing and submitting your quarterly, Making Tax Digital (MTD)-compliant VAT returns to HMRC.

The Benefit to You: This ensures accuracy, time saving, and full MTD compliance, managing a demanding area of tax, preventing expensive fines, and ensuring your cash flow is optimally managed.

Capital Gains Tax (CGT)

We provide expert advice and calculation for the tax due when you sell or dispose of an asset (like property or shares) for a profit. We identify and apply legitimate reliefs and exemptions to minimise the final tax bill.

The Benefit to You: This is vital for strategic asset management, significantly reducing the tax impact of asset sales and ensuring you retain more of your investment proceeds.

Inheritance Tax (IHT)

This sensitive service involves structuring your personal and business wealth proactively to legally minimise the tax burden on your estate. We help you establish plans that safeguard your legacy and ensure the maximum possible value is passed on.

The Benefit to You: This offers critical legacy protection, preserving your family's financial future and ensuring your assets are protected for future generations.

Business Income Tax (Personal & Corporate)

We cover all aspects of taxation on business profits, ensuring compliance for any structure, from sole traders to limited companies. This comprehensive service includes: A. Personal Income Tax (Self-Assessment) We prepare and accurately file your annual personal tax return (SA100) with HMRC, meticulously covering all sources of income, whether from employment, self-employment profits (Business Income Tax for Sole Traders/Partnerships), property, or investments.

The Benefit to You: This provides complete peace of mind, ensuring correct tax calculation, claiming all eligible reliefs and expenses to minimise your tax bill, and removing the stress of compliance. B. Corporation Tax We calculate your company's taxable profit (which is often different from its accounting profit) and handle the preparation and filing of the Company Tax Return (CT600). Crucially, we strategically ensure all available tax reliefs, capital allowances, and deductions are fully utilised. The Benefit to You: This results in maximum tax minimisation, ensuring your company pays the absolute least amount of Corporation Tax legally required, thus freeing up crucial capital for business growth and reinvestment.

Hassle-Free Managed Payroll

Managed Payroll Services (Including RTI)

Our managed payroll service handles all complexities of paying your employees. We accurately process weekly or monthly payroll runs, calculating all deductions (tax, NI, pension), and submitting all required data to HMRC electronically via Real Time Information (RTI) on time.

The Benefit to You: This guarantees reliability and compliance, ensuring your employees are paid accurately and on time while you avoid automatic penalties and significant administrative work, freeing up internal HR resources.

Statutory Compliance, Assurance & Investigation

ACSP-Approved Company Secretarial, New ID Checks & Filings

As an Authorised Corporate Service Provider (ACSP), we act as your registered agent for all Companies House matters. This service now includes proactively managing the mandatory ID verification for all directors and people with significant control, which is required for new appointments and Confirmation Statements.

The Benefit to You: This ensures expert statutory compliance and fraud protection. We maintain your company's legal standing, avoid penalties for late filings, and handle the new ID verification complexities to protect directors from personal liability and the company from potential fraud.

Internal Audit / Limited Assurance

This is an independent, focused review of specific areas of your internal financial controls and operational processes—such as reviewing your purchasing procedures or cash-handling policies.

The Benefit to You: This delivers proactive risk mitigation, identifying vulnerabilities and weaknesses in your systems before they can lead to significant financial loss, fraud, or errors, thus safeguarding your assets and operational integrity.

Independent Examination (Charities/Smaller Orgs)

This is a statutory requirement for qualifying charities and smaller not-for-profit organisations. We provide an independent review of the accounts to confirm compliance with regulatory frameworks and reporting guidelines.

The Benefit to You: This establishes transparency and trust with your beneficiaries, trustees, and the regulator, providing assurance regarding the proper use of funds.

Forensic Accounting

This is a specialist service involving the detailed investigation of financial irregularities, suspected fraud, or complex legal disputes. We conduct deep examinations of financial records, tracing funds and quantifying losses, to uncover facts that can be used as legal evidence.

The Benefit to You: This provides protection and recovery, helping you uncover the truth in complex financial matters, precisely quantify losses from malfeasance, and support legal efforts to recover assets.

OPTIMIZE YOUR NUMBERS

Services by Business Type

  • For Sole Traders / Freelancers

  • For Limited Companies

  • For Property Investors / Landlords

Core services you need:

  • Personal Income Tax (Self-Assessment)
  • Cloud Accounting Setup
  • Monthly Bookkeeping & Bank Reconciliation
  • Annual Accounts Preparation

Optional add-ons:

  • VAT Services (if turnover over £90k)
  • Rental Property Accounting (if you're a landlord)

Recommended package: Bronze or Silver

Core services you need:

  • Corporation Tax Filing
  • Statutory Accounts Preparation & Filing
  • Company Secretarial Services
  • Weekly/Daily Bookkeeping & Reconciliation
  • Director Self-Assessment Returns

Optional add-ons:

  • VAT Services
  • Managed Payroll
  • Management Accounts

Recommended package: Silver or Gold

Core services you need:

  • Personal Income Tax with Property Pages (SA105)
  • Rental Property Accounting
  • Capital Gains Tax planning (when selling)
  • Bookkeeping for rental income/expenses

Optional services:

  • Trust planning for property portfolios
  • Inheritance Tax planning

Recommended package: Bronze + Rental Add-on or Silver

FAQ

Need clarification?

What is T2D3?

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur.

Can I use T2D3 on my phone?

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur.

Can I change my plan later?

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur.

What is so great about the Pro plan?

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur.

One tool for all your metrics